Commented "No, usually go to bed around 11-12. My hubby is retired from a lifetime of working the night shift, so is usually up until 2-3am. But it works out, that gives him alone time, and I get mine in the morning as he doesn't get up until 11-12."
Commented "Emotionally and mentally I feel younger than my 65 years. Physically, that's a different story. I try to keep young at heart. I'm the one you'll see singing at the top of my lungs to rock and roll in the car, and not stop because someone is watching 😀"
Commented "I said cash, but it's really a debit card. It's so much easier than carrying cash, and I have a better record of what I spent my money on. But I don't have a credit card bill to pay at the end of the month."